“I'd be putting in at least two hours in every day,” says McCarter. “The business keeps going and I need to have three deals ready every week.

“None of my clients are any the wiser that I'm actually 15 hours north on a family holiday.”

It's a scene familiar to most small business owners, who spend their holidays making sure they have phone reception or hunting down a Wi-Fi connection so they can monitor what's happening in their business back home.

An increasing number of Australians are taking work with them on holidays, according to survey this month from Jive Software.

Just over half – 51 per cent – of Australian workers are doing some form of work while on holiday.

For small business owners, who often don't have anyone else to fall back on, the figure is likely to be much higher.

McCarter says she doesn't mind working on holidays, because it's still a break. “I feel rather refreshed because I've had the day doing stuff with the kids and I've had a bit of relaxation time around dinner.

“I work a lot of hours normally, so to only work a couple of days is a wind-down for me.”

Warwick Marx, who owns the six-person engineering software reseller Compumod in Sydney, says checking into the office helps him enjoy his holiday more.

“The best way to be able to relax is to make sure everything's going all right,” he says. “I'd be wondering what was going on if I wasn't in touch. So I think it's easier to look at your emails and say 'nothing's happening', and go on for the day.”

Marx says that rather than get away for two or three days and switch off the phone and email, he prefers to stay in touch with the office and go away for longer.

On a family trip to Europe a couple of years ago, he rose at 7am each day and attended to emails and accounts before going out with his children for the rest of the day. Once or twice a week he held meetings with his sales team via Skype.

Marx says the work is part of owning a business and it allowed him to stay away for six weeks.

Rosemarie Dentesano, principal consultant at Right Management, a talent and career management practice within recruitment firm ManpowerGroup, says it's crucial to re-energise and recharge during a break.

“Quite often people come back from holidays quite re-energised but also really clear about what they want to achieve over the next three to six months,” she says. “It's that ability to stop and reflect.”

She outlines a couple of strategies that could help small business owners switch off on holidays.

First, try to clear your desk by identifying and dealing with all the crucial things that you would otherwise worry about while on holiday, even if it means working longer hours before you go away.

“If you've got a brief to do that you aren't able to complete, you'll find yourself continually thinking about it as the plane's taking off to Hawaii,” she says.

Second, ask somebody to manage and take responsibility for whatever is left on your desk. “From a small business point of view, it's who can you entrust to drive an activity that could be done in your absence,” says Dentesano. This could be a staff member but for those businesses without staff it could be someone from the owner's network such as a colleague.

Nerida Gill is a rare small business owner, one who can leave the business in someone else's hands and turn off the phone and email when she is on holiday.

The owner of Admin Bandit, which sells accounting software to volunteer treasurers, Gill went to Europe and the US for a month a couple of years ago and left her one-woman business in the care of someone she'd previously employed as a contractor. The person contacted Gill only once when she had an issue she couldn't take care of.

Gill says the key is to hand over to someone you can trust and have confidence in. She says she didn't check her email “for days on end” and responded only to urgent inquiries.

“I came back like a new person. It was an amazing experience to switch off for that time,” she says.